Boat Insurance

A boat is one of the most fun yet dangerous devices that you own. In one split second, an accident can result in lawsuits, death, long-term disability, major medical expenses and major property damage.
 

That's why The Crestwood Agency | Insurance emphasizes setting up an insurance policy tailored specifically to your individual needs. 
 

Our policy review will focus on 3 important aspects of your car insurance policy:
 

1) Correct Liability Limits

2) Total Boat Protection

3) Individual Protection
 

Contact Owner / Agent Jenny Noe for a Personalized Quote Today!

 

What is Liability Insurance?

Liability Coverage is what protects you if you're at fault for an accident and you hurt someone or someone's property.

Liability Coverage is made up of two components: bodily injury liability and property damage liability. This type of car insurance doesn't cover your injuries or damage to your property.

 

What does Full Coverage mean?

It's a term often used to refer to the combination of collision and comprehensive coverage.
 

What does Comprehensive Coverage cover?

Comprehensive insurance coverage applies when an accident caused by an event other than a collision, such as fire, theft or vandalism occurs.

If you hit an animal, or if your auto is flooded or stolen, Comprehensive coverage will apply, minus the deductible.

 

What does Collision Coverage cover?

If your car is damaged or destroyed in an accident, collision insurance coverage will typically pay to fix or replace it minus your deductible. Types of covered accidents include hitting another car or hitting a stationary object.
 

What is Uninsured Motorist coverage?

Uninsured Motorists coverage provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. This coverage is not automatic, it must be specifically added to your policy.
 

What is Uninsured Motorist coverage?

Underinsured Motorist coverage, steps in when you're in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses. This coverage is not automatic, it must be specifically added to your policy.